Expert Agents, Personalized Insurance Plans for Minnesota

At Capstone Insurance Agency, we're committed to delivering comprehensive and reliable insurance coverage for both individuals and businesses across Minnesota. Our team of seasoned agents specializes in creating personalized insurance plans that align with your unique needs and circumstances.

MEET OUR TEAM
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1000+ satisfied clients
independent insurance agency

Your Trusted Insurance Agent in Minnesota since 2014

Capstone Insurance Agency is a respected name, trusted by a wide range of Minnesota residents and businesses.

Our Mission

To offer personalized, reliable, and affordable insurance solutions that protect what matters most to our clients.

Our Vision

To be Minnesota's leading insurance agency, known for our commitment to client satisfaction and community involvement.


Speak with An Agent

763-242-1668

Personalized coverage for your family and business

1000+

People Insured

99%

Satisfied Clients

10+

Years of Experiences

6+

Team Members

Meet the Capstone team

At Capstone Insurance Group, we've built our team with individuals who have the highest standards for client communication and servicing. No matter who you interact with at Capstone Insurance Group, you'll have the best experience possible

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Matt Larsen

Agency Principal

Review of Matt

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We love working with Matt! He is efficient, helpful and always helps us find the best deal out there for our specific circumstances. Takes a load of stress off of our plate when it comes to searching for the best insurance for our home and automobile needs.

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Hailey Nelson

Customer Service/Account Manager

Review of Hailey

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Hailey made the process of switching insurance fast and easy. Found me the best company with excellent coverage and a much better rate than I was paying.

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Bailey Aleksander

Customer Service/Account Manager

Review of Bailey

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Working with Bailey Aleksander was a game changer for my insurance needs. Her efficiency, clear communication and personalized approach made the entire process seamless. I highly recommend Bailey and Capstone for anyone looking for a reliable and knowledgeable insurance agent!

Lenz Panganiban

Customer Service

Review of Lenz

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I’m so thankful for the team at Capstone Insurance — especially Lenz, who caught an issue with my mortgage company that could have caused my policy to cancel. He noticed the error and made sure everything was corrected before there was a lapse in coverage. I never even knew there was a problem, but thanks to Lenz’s attention to detail, it was handled quickly and professionally. I really appreciate the care they take behind the scenes!

Seth Sanftner

Sales Agent

Review of Seth

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Seth was awesome to work with! He helped me get set up with both auto and renters insurance, and made the whole process super easy. He explained everything in a way that made sense and was always quick to respond. On top of that, he saved me a bunch of money compared to my old policy. Definitely recommend reaching out to him if you’re looking for insurance!

Angie Pham

Account Manager

Review of Angie

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I’ve already been impressed with Angie in the short time she’s been with Capstone Insurance. She’s jumped right in, asked thoughtful questions, and truly cares about doing things the right way for our clients. Her professionalism and willingness to learn help ensure our customers feel supported and confident from the start. We’re excited to have her as part of the team.

Adam McMurray

Agent

Review of Adam

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I really appreciate working with Adam at Capstone Insurance. He’s responsive, knowledgeable, and takes the time to make sure everything is explained clearly. Adam is great at finding the right coverage while keeping the process simple and stress-free. It’s reassuring to work with someone who genuinely cares about doing what’s best for his clients.

Kristen Santos

Customer Service

Review of Kristen

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I’m incredibly thankful for Kristen and the support she provides behind the scenes at Capstone Insurance. She’s thorough, reliable, and always paying attention to the details that matter most. Knowing Kristen is double-checking information and keeping things organized gives me peace of mind that nothing is slipping through the cracks. Her work may happen quietly, but it makes a huge difference for our clients.

Customer Reviews

Real Minnesota Insurance Clients with Honest Reviews

Matt is always extremely helpful when I have questions or concerns regarding my insurance. Not only is he an awesome insurance agent that cares about getting you the best deal but he treats you like an actual human rather than just another number.

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Hailey M.

Insurance Client

They really know how to take care of their customers. They reviewed my policy without being asked as the renewal was coming up next month. They saved us over $300 per month for next year. This is the best customer service and I would recommend them to all my family and friends who are in search of new insurance.

Insurance agency Minnesota

Michelle L.

Insurance Client

I don't even know how to describe this insurance company!! I was paying over $215/month for liability on my vehicle (I now realize how much Geico was ripping me off!!). I was recommended to them through family and I'm so relieved I did! I was quoted at over $143 in savings EVERY MONTH. I was so happy I actually started crying on the phone with them! I would recommend them more than 100%! Thank you so much for the incredible service and savings, I'm forever grateful for Matt Larsen Insurance!

Insurance agency Minnesota

Brenna A.

Insurance Client